News for 'Home Credit India'

'Demand for home loans is rising steadily'

'Demand for home loans is rising steadily'

Rediff.com19 Dec 2020

'We tightened our risk frameworks once the Covid crisis started.' 'We are slowly lightening this as we see economic activity pick up, salaries getting restored, and people getting back into jobs.'

Is Election Slipping Out Of Modi's Hands?

Is Election Slipping Out Of Modi's Hands?

Rediff.com1 May 2024

In nearly 100 seats, the BJP stands almost no chance of winning. In 200 seats, it is a direct fight between the BJP and the Congress where the BJP has an upper hand. In 243 seats, the BJP is pitted against regional parties and it is not going to be easy. That is why 400 seats may end up as a pipe dream, states Ramesh Menon, author of Modi Demystified: The Making of a Prime Minister.

Give cash rather than credit: Rahul Gandhi to Centre

Give cash rather than credit: Rahul Gandhi to Centre

Rediff.com16 May 2020

The Congress leader said a 'storm' was brewing on the economic front that will cause damage and hurt many.

Dec 2023 to April 2024, BJP Has Packed Schedule

Dec 2023 to April 2024, BJP Has Packed Schedule

Rediff.com26 Dec 2023

Its workers are on their toes to win over the voters once again, with idea of 'Amrit Kaal'.

IndusInd Bank stock hits 52-week high, yet valuations inexpensive

IndusInd Bank stock hits 52-week high, yet valuations inexpensive

Rediff.com22 Jun 2023

Banks enjoyed an expansion in Net Interest Margins (or NIMs) as well as in credit demand through the 2022-23 financial year (FY23). The credit expansion was because economic growth continued to recover from the Covid-19 years, and indeed, second half GDP growth surprised on the upside. The NIM expansion was because banks raised lending rates immediately (in many cases automatically due to floaters) as the Reserve Bank of India (RBI) hiked policy rates, and only started raising deposit rates late into the fiscal.

'We Need Thousands Of Gandhis Now'

'We Need Thousands Of Gandhis Now'

Rediff.com2 May 2024

'The world needs Gandhi now more than any other time in history.'

You don't need high-profile or flashy coaches to succeed, says Rahane ahead of Ranji final

You don't need high-profile or flashy coaches to succeed, says Rahane ahead of Ranji final

Rediff.com9 Mar 2024

Ajinkya Rahane has always loved staying under the radar even when he was a highly successful India captain and that possibly explains his affinity for Mumbai's head coach Omkar Salvi, who seems to be cut from the same cloth.

Is having debt good for your credit score?

Is having debt good for your credit score?

Rediff.com5 Feb 2015

In order to be eligible for a loan when you really need one, it is imperative to maintain a good credit score. By having a good mix of debt and servicing it regularly, you can maintain a good credit score and be loan ready at all times.

Vote Modi back to prevent infiltration: Shah in Bihar

Vote Modi back to prevent infiltration: Shah in Bihar

Rediff.com16 Sep 2023

Union Home Minister Amit Shah on Saturday warned that Bihar's areas close to the borders (seemant) will become 'infested with infiltrators' if Prime Minister Narendra Modi was not voted back to power.

Which factors are hampering Indian companies' credit profile?

Which factors are hampering Indian companies' credit profile?

Rediff.com19 Jan 2016

Most private companies are not initiating large projects.

PIX: Ashwin shines as India dominate Day 1 in Windies

PIX: Ashwin shines as India dominate Day 1 in Windies

Rediff.com13 Jul 2023

Images from Day 1 of the first Test between India and the West Indies in Dominica, on Wednesday.

'Why do you need Modi's pics on ration bags?'

'Why do you need Modi's pics on ration bags?'

Rediff.com20 Feb 2024

'If a poor voter sees Modi's picture on ration bags, it is natural he will vote for Modi and the BJP.'

India outplayed us in all departments: Cook

India outplayed us in all departments: Cook

Rediff.com14 Oct 2011

England captain Alastair Cook credited India for their comprehensive 126-run win and said the home team completely outplayed the visitors in the first ODI in Hyderabad on Friday.

From Kerala's paddy fields to WPL: Sajana's incredible journey

From Kerala's paddy fields to WPL: Sajana's incredible journey

Rediff.com24 Feb 2024

Sajana stamped her mark in her WPL debut itself, smoking off-spinner Alice Capsey for that match-winning six over long-on.

If All Of India Was Like Goa...

If All Of India Was Like Goa...

Rediff.com7 Jan 2023

The intrinsic inclusivity of Goa is the key to its great attraction, observes Rahul Singh.

Low-cost ways to get out of credit card debt trap

Low-cost ways to get out of credit card debt trap

Rediff.com15 Dec 2017

If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap.

Axis Bank set to buy Citi's India consumer business

Axis Bank set to buy Citi's India consumer business

Rediff.com30 Mar 2022

Private sector lender Axis Bank is close to acquiring Citigroup's retail banking business in India and a deal is likely to be announced soon, sources said on Wednesday. According to the sources, the deal, to be valued at $2.5 billion (about Rs 18,000 crore), will be subject to regulatory approvals. In April 2021, American banking major Citigroup announced its plan to exit from the consumer banking business in India as part of its global strategy. The business comprises credit cards, retail banking, home loans and wealth management.

The captain behind Kuldeep's sensational comeback

The captain behind Kuldeep's sensational comeback

Rediff.com7 Mar 2024

If one checks Kuldeep's stats, he has felt more empowered across formats whenever Rohit has been the captain.

RBI hikes lending rate by 35 bps to 6.25%; home, auto loans to be expensive

RBI hikes lending rate by 35 bps to 6.25%; home, auto loans to be expensive

Rediff.com7 Dec 2022

The Reserve Bank of India (RBI) on Wednesday raised the benchmark lending rate by 35 basis points to 6.25 per cent in a bid to tame inflation, which has remained above its tolerance level for the past 11 months. With the latest hike, the repo rate or the short-term lending rate at which banks borrow from the central bank now has crossed 6 per cent. This is the fifth consecutive rate hike after a 40 basis points increase in May and 50 basis points hike each in June, August and September.

'Muslims of UP will go with Congress'

'Muslims of UP will go with Congress'

Rediff.com8 Mar 2024

'Nobody is speaking up for Muslims today.' 'Secular parties too have calmed down because they feel this will hurt the Hindu vote (bank).' 'In this scenario, where does a Muslim go?'

Sachin Dhas: The prodigy who defied all odds

Sachin Dhas: The prodigy who defied all odds

Rediff.com7 Feb 2024

Living up to name: Beed's Little Sachin Dhas lives his father's dream

Home loan rejected? Here's hope!

Home loan rejected? Here's hope!

Rediff.com8 Sep 2015

A six-point checklist to follow when lenders reject your home loan application.

'Our Aim Is Housing Finance's Siginficant Role In Economic Growth'

'Our Aim Is Housing Finance's Siginficant Role In Economic Growth'

Rediff.com1 Oct 2023

'We are working with a few housing finance companies to drive affordable lending because that's where we believe our sweet spot is.'

Debt and credit score: How are they related?

Debt and credit score: How are they related?

Rediff.com11 Aug 2015

You require a credit score to get fresh debt and you must have existing debt to get a credit score... Confused? Well, here's how they are related.

Strong growth prospects for the affordable housing finance sector

Strong growth prospects for the affordable housing finance sector

Rediff.com6 Oct 2023

The affordable housing segment may be seeing an uptick which is a good sign of consumption momentum. This is the biggest-ticket purchase for middle income and lower income families. The current activity is at least partly driven by a pause in interest rate hikes.

'I embrace each day as it comes'

'I embrace each day as it comes'

Rediff.com26 Feb 2024

'Life will test you but if you have resilience and fortitude, the crown will be yours forever,' says Miss World Yukta Mookhey.

India down Spain 1-0 to win FIH Women's Nations Cup

India down Spain 1-0 to win FIH Women's Nations Cup

Rediff.com17 Dec 2022

The win confirmed India's berth in the 2023-24 Pro League.

Asian Games: Ramkumar-Saketh pair ensures medal; Nagal, Raina exit

Asian Games: Ramkumar-Saketh pair ensures medal; Nagal, Raina exit

Rediff.com27 Sep 2023

India's singles tennis players will return empty-handed from the Asian Games for the first time since 2006.

A home loan for everyone

A home loan for everyone

Rediff.com20 Mar 2016

Lenders have lined up a number of home loan products that can fit every aspirant's annual income.

Quadruple centurion Chaturvedi aspires for Ranji spot

Quadruple centurion Chaturvedi aspires for Ranji spot

Rediff.com15 Jan 2024

On Monday, Chaturvedi became the first quadruple centurion in the Cooch Behar Trophy final as his knock earned Karnataka their maiden title in the U19 tournament.

8 credit mistakes that you must avoid

8 credit mistakes that you must avoid

Rediff.com26 Dec 2014

Paying just minimum amount due? Closed your oldest credit card? Have never accessed your CIBIL report? You could be in trouble :(

Bad credit score? You can still get a loan

Bad credit score? You can still get a loan

Rediff.com19 Oct 2015

A bad Cibil credit score can limit your borrowing options; however there are few other options which you can explore for credit.

Have you missed your credit card bill payment?

Have you missed your credit card bill payment?

Rediff.com17 Sep 2014

Here's how to get out of this situation without hurting your CIBIL score.

How to get the BEST Credit Score and loan rates

How to get the BEST Credit Score and loan rates

Rediff.com6 Feb 2013

And get lenders offer you the best possible interest rates on home, personal and car loans.

Getting Married? Plan Finances First!

Getting Married? Plan Finances First!

Rediff.com23 Oct 2023

For women, it is important to build an emergency fund and a financial independence fund independent of the couple's joint goals and plans.

SAFF C'ship: 'All I want to do is make the penalty-taker's job tough'

SAFF C'ship: 'All I want to do is make the penalty-taker's job tough'

Rediff.com2 Jul 2023

India's premier shot-stopper Gurpreet Singh Sandhu went for the tried and tested formula of defending penalty kicks -- predict a side and dive, leaving the outcome to chance.

Ashok Gehlot: 'Magician' leaves centre stage in Rajasthan

Ashok Gehlot: 'Magician' leaves centre stage in Rajasthan

Rediff.com3 Dec 2023

"I sometimes think of leaving it, but the chief minister's post doesn't leave me," Ashok Gehlot famously said earlier this year, in part as a signal to the Congress top brass not to pick someone else for the job if the party wins the assembly polls.

Shami took the opportunity with both hands: Rohit

Shami took the opportunity with both hands: Rohit

Rediff.com22 Oct 2023

Mohammed Shami sizzled with a five-wicket haul in his first game of the World Cup.

HDFC Bank gets six months to move HDFC clients to external benchmark

HDFC Bank gets six months to move HDFC clients to external benchmark

Rediff.com12 Jul 2023

The Reserve Bank of India (RBI) has given HDFC Bank six months to migrate HDFC's home loan customers to external benchmark linked lending rate (EBLR), top sources in the bank told Business Standard. Almost half of HDFC's 5.4 million customers are home loan customers. It is mandatory for banks to link retail loans and loans to micro, medium and small enterprises to an external benchmark. Non-banking financial companies do not have such a mandate.